Homeowner Insurance

Protect your piece of the world – your home and your loved ones – with comprehensive Homeowner Insurance from MMG.

Whether you own a home, an apartment, vacation getaway, condo or mobile home, having the right coverage is one of the smartest investments you can make.

Our trusted Independent Insurance Agents are ready to answer your questions and help you find the right coverage.

Be sure to ask your Independent Insurance Agent about:

• Specific coverages included in the policy.
• How to take advantage of MMG Home Advantage and Home Advantage Ultra, adding many coverages to your policy at a minimal fee. See more information below.
• How to tailor your homeowner policy to meet your specific needs with special personal property coverage, earthquake, computer coverage, etc.
• How to earn premium saving credits, including a longevity credit, portfolio credit (package two or more MMG policies and save), deductible credit, protective device credits, etc.

The Home Advantage

MMG offers two options for additional coverage to help provide peace of mind and the protection you need: Home Advantage and Home Advantage Ultra.

These carefully designed plans include increased coverage for the following:

• Medical Payments to others
• Securities, accounts, deeds, evidence of debt, letters of credit, etc.
• Watercraft of all types, including trailers, furnishings, outboard motors, etc.
• Trailers or semi-trailers not used with watercraft
• Loss by theft of jewelry, watches, furs, precious & semi-precious stones
• Loss by theft of silverware, gold ware, etc.
• Money, bank notes, bullion, golf other than gold ware, etc.

And even beyond that, additional coverage can include:

• Up to an additional 25% on insurance on your Dwelling
• Personal Property increased to 70% of your Dwelling amount
• Personal Property Replacement Cost
• Refrigerated Property Coverage
• Special Computer Coverage
• Water backup and sump discharge or overflow
• Replacement Cost for certain non-building structures
• Identity Fraud
• Personal Injury

PLUS, MMG’s Home Advantage also includes protection for covered losses you incur from Credit Card Theft, Electronic Funds Transfer Card or Access Device, Forgery or Counterfeit Money up to $5,000.

Talk to your Independent Insurance Agent today to find out if Home Advantage or Home Advantage Ultra are right for you!

Actual policy contract provisions apply. This information is to be used as a reference only and is not to be used to determine coverage.

• Automobile Insurance
• Automobile Insurance FAQs
• Homeowner Insurance
• Homeowner Insurance FAQs
• Dwelling Fire
• Renters Insurance
• Personal Umbrella Insurance
• Watercraft Insurance
• Snowmobile Insurance

Resources

• Business & Home Safety
• Chimney Maintenance (Video)
• Fire Safety Tips from Sparky the Fire Dog
• Maine Office of State Fire Marshall
• Woodstove Safety (Video)
• Carbon Monoxide FAQs
• National Safe Boating Council
• New Hampshire Office of State Fire Marshall